Financial Planning Services

Financial planning is a process, not a product. You and your advisor form a relationship that guides you through the twists and turns of everyday life.  It is the long-term method of making wise financial decisions as your work toward your goals and dreams, while addressing the roadblocks that inevitably arise.  To create a sound financial plan, we envision the future encompassing your vision of what is important to you and determine what you want to achieve. Data is then gathered to analyze and evaluate what needs to be done to move you toward your objectives. Once complete, your plan can be developed and implemented. Monitoring the plan on an ongoing basis is essential to keep you on the path to success.

How do you know if you could benefit from the services of a financial planner? You may not have the expertise, the time, or the desire to actively plan and manage every aspect of your financial life. You may want help getting started.

<strong>Some reasons for seeking professional financial planning:</strong>

Some reasons for seeking professional financial planning:

  • Making sure your money will last during retirement or rolling over a retirement plan
  • Handling the inheritance of a large sum of money or another unexpected financial windfall
  • Preparing for a marriage or divorce
  • Planning for the birth or adoption of a child
  • Facing a financial crisis such as a serious illness, layoff, or natural disaster
  • Caring for aging parents or a disabled child
  • Coping financially with the death of a spouse or close family member
  • Funding education
  • Buying, selling, or passing on a family business
  • Making a major purchase
  • Creating a legacy
  • Protecting your family, your assets, and your business

Procrastination is the greatest enemy of financial independence.

Using a financial planner will keep you on track.

<b>The&#160; Steps to a Financial Plan:</b>

The  Steps to a Financial Plan:

  1. Understanding your Personal and Financial Circumstances
  2. Identifying and Selecting Goals
  3. Analyzing Current and Alternative Courses of Action
  4. Developing Recommendations and Presenting Recommendations
  5. Implementing Recommendations (Unless Excluded)
  6. Monitoring Progress (Unless Excluded)